Surf City, NC 28445 204 N Boca Bay Lane # B

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Presented By: Taylor R Reed with Coastal Realty Associates LLC.
  • MLS# 100614284
  • 11/03/2026
  • Beds • 4
  • Baths • 4
  • SQFT • 2,584

Home Details

Discover coastal living in Surf City, with this beautifully maintained 4-bedroom, 4-bathroom townhome featuring peaceful marsh views, a private elevator, and convenient access to Topsail Island's beaches. Tucked away on a quiet cul-de-sac on the Intracoastal Waterway side of Surf City, this thoughtfully upgraded home offers the perfect combination of comfort, functionality, and low-maintenance coastal living. Enjoy the best of the Surf City lifestyle, from stunning marsh sunsets and coastal breezes to nearby public beach access, local restaurants, shopping, and waterfront recreation. Multiple outdoor living spaces provide beautiful views of the surrounding marsh and waterways, while the screened-in porch creates an inviting place to enjoy morning coffee, unwind in the evening, or simply take in the natural beauty of coastal North Carolina. CAMA permit in hand for installation of pier! Inside, the spacious multi-level floor plan is designed for everyday convenience, with a private residential elevator servicing every level. Engineered luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters, custom barn doors, and additional wall and attic insulation for improved energy efficiency. The well-appointed kitchen features granite countertops, double ovens, updated appliances, and a pantry, offering both functionality and generous storage. The adjoining living area includes a gas log fireplace with an updated mantel and opens directly to the screened porch, creating a seamless connection between indoor and outdoor living. The primary suite offers a private coastal retreat, complete with a sitting area, its own porch overlooking the water, and a spacious bathroom featuring a garden tub and separate shower. One of the guest bedrooms on the main living level has been thoughtfully customized as a home office with extensive built-in shelving, providing an ideal space for remote work, a home library, or flexible guest accommodations. Outdoor features have been designed with coastal living in mind, including low-maintenance Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a convenient dog-washing attachment, and dedicated kayak storage. Additional storage includes a ground-level closet with shelving and under-stair storage space. Mature landscaping, distinctive coastal details, and an environmentally conscious drainage system add to the property's unique character. A decorative walkway between the units incorporates Megalodon shark teeth and whale bone, creating a one-of-a-kind coastal feature. Residents enjoy access to community amenities, including a swimming pool and clubhouse, offering additional opportunities to relax and enjoy the coastal lifestyle. Additional property features include a whole-home water softener, transferable termite bond, and an active flood insurance policy with a current annual premium of $1,201, subject to buyer verification and insurer approval. Whether you're searching for a primary residence in Surf City, a coastal retreat near Topsail Island, or a spacious townhome with an elevator and marsh views, this property offers an exceptional opportunity to enjoy life along the North Carolina coast. Schedule your private showing today and experience everything this Surf City townhome has to offer. Ask about preferred lender information and any available buyer incentives for which you may qualify. Some photos may have been staged with AI.
Presented By: Taylor R Reed with Coastal Realty Associates LLC.

Interior Features for 204 N Boca Bay Lane # B

Bedrooms

Master Bed LevelNon Primary Living Area
Total Bedrooms4

Bathrooms

Half Baths0
Total Baths4

Other Interior Features

SmokingYNNo
Air Conditioning Y/NYes
Attic FeaturesPull-Down Stairs
Basement (Y/N)No
Fireplace FeaturesGas Log
Fireplace Y/NYes
FlooringLVT/LVP, Carpet, Tile
Heating Y/NYes
Interior AmenitiesWalk-in Closet(s), High Ceilings, Entrance Foyer, Bookcases, Elevator, Ceiling Fan(s), Pantry, Blinds/Shades, Gas Log, Walk-In Closet(s)
Total Stories2
Unit Type4 Bedroom Or More

Other Rooms

Entry Level1

General for 204 N Boca Bay Lane # B

AccessibilityAccessible Elevator Installed
AppliancesBuilt-In Microwave, Water Softener, Washer, Dryer, Double Oven, Dishwasher, Cooktop
Assoc Fee Paid PerAnnually
Association AmenitiesWaterfront Community, Clubhouse, Community Pool, Maintenance Common Areas, Maintenance Grounds, Street Lights
Association NamePalms At Boca Bay HOA
AssociationName2Recreation Center HOA
Attached Garage No
Carport Y/NNo
CitySurf City
Construction MaterialsComposition, Wood Frame
CoolingCentral Air, Heat Pump, Multi Units
CountyPender
DirectionsComing into Surf City over the bridge, take the second exit on the roundabout approx. 2 miles down N. New River Dr. to Left on Pender Ave. to N Boca Bay Lane and turn right. House on right in third b
Elementary SchoolNorth Topsail
Full Baths4
Garage Y/NNo
HOAYes
HOA Fee$1740.0
HOA Fee 21016.0
HOA Fee 2 FrequencyAnnually
HeatingHeat Pump, Electric
High SchoolTopsail
Home Warranty Y/NNo
In City Limits? (Y/N)Yes
IslandOrMainlandIsland
Land Lease Y/NNo
Lease Considered Y/NNo
Legal DescriptionL3b, Pb 48/140, Palms At Boca Bay Survey
LevelsTwo
Living Area2584.0
Living Area UnitsSquare Feet
Lot Size Square Feet7405.0
Lot Size UnitsAcres
Middle/Junior High SchoolTopsail
New ConstructionNo
Operating Expense0.0
Parcel Number4245-55-3555-0000
Patio/Porch FeaturesCovered, Porch, Screened, Balcony, Front Porch, Rear Porch
PossessionClose Of Escrow, At Closing
Property Attached Y/NNo
Property SubtypeSingle Family Residence
Property TypeResidential
RoofArchitectural Shingle
Standard StatusActive
StatusActive
Structure TypeTownhouse, Wood Frame, Stick Built
Subdivision NamePalms At Boca Bay
Tax Assessed Value400101
Tax Year2023
Taxes$4,961
Total Rooms7
Unit NumberB
UtilitiesSewer Connected, Water Connected
ViewMarsh, Ocean, Sound, Water
Virtual TourClick here
Waterfront FeaturesDeeded Water Rights, Deeded Waterfront, Salt Marsh, Sound Side
Year Built2007
ZoningINCORP

Exterior for 204 N Boca Bay Lane # B

Building Area Total2584.0
Crops Included Y/NNo
Exterior AmenitiesOutdoor Shower
Exterior FinishComposition
FencingNone
Foundation DetailsOther, Pilings
Frontage TypeMarsh Front
Horse Y/NNo
Lot Dimensions38 x 189 x 38 x 190
Lot FeaturesCul-De-Sac, Deeded Water Rights, Deeded Waterfront, Salt Marsh, Sound Side, Landscaped
Lot Size Acres0.17
Lot Size Area0.17
Parking FeaturesOn Site, Paved, Underhouse
Road Frontage TypePrivate Road, Paved
Road Surface TypePaved
SpaNo
Total Parking0.0
Waterfront Y/NYes

Additional Details

Price History

Schools

High School Topsail High School
Middle School Topsail Middle School
Elementary School North Topsail Elementary School

Leigh Smith Greene

Price $869,000
MLS#100614284
List Date 11/03/2026
Property Type Single Family
Phone 704.640.5505
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