Surf City, NC 28445 4074 4th Street

4074 4th Street Surf City, NC - Image 14074 4th Street Surf City, NC - Image 24074 4th Street Surf City, NC - Image 3
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  • MLS# 100601423
  • 09/04/2026
  • Request Tour
  • Request Info
  • Beds • 3
  • Baths • 3
  • SQFT • 1,762

Home Details

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.
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Interior Features for 4074 4th Street

Bedrooms

Master Bed LevelPrimary Living Area
Total Bedrooms3

Bathrooms

Half Baths0
Total Baths3

Other Interior Features

SmokingYNNo
Air Conditioning Y/NYes
Attic FeaturesNo Access
BasementNone
Basement (Y/N)No
Fireplace Y/NNo
FlooringLVT/LVP, Carpet, Tile
Heating Y/NYes
Interior AmenitiesBlinds/Shades
Living Area Range1600 - 1799
Total Stories1

Other Rooms

Entry Level2
Room TypeLiving Room, Family Room, Dining Room, Dining Area, Master Bedroom, Bedroom 1, Bedroom 2, Bonus Room, Sunroom

General for 4074 4th Street

AppliancesBuilt-In Microwave, Refrigerator, Dishwasher
Attached Garage No
Carport Spaces1.0
Carport Y/NNo
CitySurf City
Construction MaterialsVinyl Siding, Wood Frame
CoolingCentral Air
CountyOnslow
DirectionsFrom the Island roundabout in Surf City, travel North on N. New River Dr. Turn left onto 4th St. The house will be on the right.
Elementary SchoolDixon
Full Baths3
Garage Y/NNo
HOANo
HeatingElectric, Heat Pump
High SchoolDixon
High School DistrictOnslow
Home Warranty Y/NNo
In City Limits? (Y/N)Yes
Land Lease Y/NNo
Lease Considered Y/NNo
Legal DescriptionL30 S3 B41 OLD SETTLERS BEACH
LevelsOne
Living Area1762.0
Living Area UnitsSquare Feet
Lot Size Square Feet7841.0
Lot Size UnitsAcres
Middle/Junior High SchoolDixon
New ConstructionNo
Operating Expense0.0
Parcel Number800-108
Patio/Porch FeaturesPatio
Pool FeaturesNone
PossessionClose Of Escrow, At Closing
Property Attached Y/NNo
Property SubtypeSingle Family Residence
Property TypeResidential
RoofMetal
Standard StatusActive
StatusActive
Structure TypeWood Frame, Stick Built
Subdivision NameOld Settlers Beach
Tax Assessed Value652407
Tax Year2026
Taxes$7,372
Total Rooms9
UtilitiesSewer Connected, Water Connected
ViewCanal
Waterfront FeaturesBoat Lift, Bulkhead, Canal Front
Year Built1986
ZoningMHS

Exterior for 4074 4th Street

Building Area Total1762.0
Crops Included Y/NNo
Exterior FinishVinyl Siding
FencingNone
Foundation DetailsOther, Pilings
Frontage TypeCanal Front
Horse Y/NNo
Lot Dimensions55x140
Lot FeaturesBoat Slip, Boat Dock, Boat Lift, Bulkhead, Navigable Water
Lot Size Acres0.18
Lot Size Area0.18
Parking FeaturesOff Street
Road Frontage TypePaved
Road Surface TypePaved
SpaNo
Total Parking0.0
Water SourcePublic
Waterfront Y/NYes

Additional Details

Price History

Schools

Elementary School Dixon Elementary School
Middle School Dixon Middle School
High School Dixon High School

Jennifer Anderson

Price $729,000
MLS#100601423
List Date 09/04/2026
Property Type Single Family
Phone 910.612.8163
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